iShare have joined forces with a leading Financial Services Company to offer complimentary Insurance reviews

iShare are excited to announce that they have recently signed a Relationship Agreement with leading Financial Services company, Bayswater Financial Pty Ltd. 

iShare are aware of their obligations to ensure that their clients have sufficient insurances in place to protect their most valuable asset, the family home.

Ben Howarth from Bayswater is a licenced financial planner who specialises in Insurances. Ben is available now to carry out a complimentary risk insurance review to make sure you have enough insurance cover.

Contact Allen or Penni on 0422126430 today if you would like a free, no obligation review of your current insurances.

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Single Parent Home Loans

We all know that saving for your first home can be a long and difficult process, particularly if you’re looking to buy on your own. Add in a child or children, and finding a way to put aside savings for a deposit on a single income can seem like an impossible task.

And with property prices continuing to skyrocket across the country, single parents may feel like they have no chance of ever owning their own home.

But if you’re keen to say goodbye to renting and enjoy the security of owning, there is hope thanks to a new government initiative which allows single parents to secure a home loan with as little as a 2 per cent deposit.
The Australian Government has introduced the Family Home Guarantee which is an initiative to support eligible single parents with dependents to purchase a home. If you are eligible, then you can borrow money from the bank to build a new home or purchase an existing home with only a 2% deposit and the government guarantees the other 18% do you do not have to pay costly lenders mortgage insurance. And if you are a first home buyer then there are other government incentives as well that are available.
Call the experienced brokers at iShare today to find out more about this and other schemes and how we can help you in getting that loan for your dream home.

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Loans for investment property continue to gain pace

New figures released by APRA show that loans for property investment outstripped owner occupied loans for the month of April. The report states that the recent growth in housing lending has been underpinned by low mortgage rates and government measures supporting first home buyers and new home building.

So if you are looking for an investment loan with an interest rate that is in the 2s (fixed or variable), call us today for an obligation free chat. It won’t cost you anything, and don’t forget to ask us about our Cashback Offer!

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Did you know that 60% of people looking for a Home Loan trust a qualified Mortgage Broker to find the right loan for them?

Why use a Mortgage Broker instead of going straight to the Bank?

It’s all about choice, convenience and personalised service

A good mortgage broker will make sure they understand your individual situation before recommending the most suitable loan product for you.

They will guide you through the loan application process and do a lot of the heavy lifting, so that you don’t have to.

Hundreds of thousands of people – just like you – enjoy the personalised service that mortgage brokers pride themselves on.

A bank only has their own products to offer you, while a Mortgage Broker has a smorgasbord of lenders and products for you to choose from.

Call the experts at iShare Cashback Mortgage Brokers today to speak to a professional about your next home loan. And ask them about our cashback model, where we put money back into your bank account every month.

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Property Investors – Are you paying too high a rate on your investment home loan?

Is the interest rate on your investment home loan too high? With interest rates at current record-lows, you might be paying too much on your investment loan.

A recent survey carried out by Property Investment Professionals of Australia (PIPA) revealed that more than a third of investors would consider moving their portfolio to take advantage of interest rates that are just half a percentage point lower than their existing home loans.

The other two thirds of investors surveyed would consider refinancing for a rate that was 1% lower. The report mentions that many investors are coming off fixed rates and are refinancing to obtain rates that are one, or sometimes two, percentage points lower than what they had been paying.

The survey also pointed out that a majority of investors used mortgage brokers to find a better home loan deal.

So, if you would like a professional mortgage broker to look at finding a better deal for you, then why not call iShare Cashback Mortgage Brokers today on 0422126430 for an obligation free chat?

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Good news for first home buyers!

In Tuesday nights budget, Treasurer Josh Frydenberg announced that the First Home Loan Deposit Scheme will be extended. The scheme allows first home buyers to get into the property market with a deposit as low as 5% while not having to pay lender’s mortgage insurance, as the federal government acts a guarantor for the remainder of the deposit.
An additional 10,000 places are available specifically for first home buyers purchasing new homes. For more information take a look at the government’s website:
or call us here at iShare on 0422126430 if you need further information.
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Why you should use iShare Cashback Mortgage Brokers for your Home Loan

Here at iShare we pride ourselves on our professional approach to your particular situation when you are looking for home loan finance. Here are 5 good reasons why you should use iShare to take care of you:
1. Solutions focused – we are not just processors. We like to match up the right loan to fit your particular situation
2. We don’t mind “holding your hand” – after all purchasing a home is one of the biggest financial decisions you will make in your life – you want it to be the right one!
3. Extensive knowledge of the home loan lending process
4. Up to date information on current policies and products from the long list of lenders on our panel
5. We like to empower you through the process by giving you the information you need to make the right decision
Call Penni today on 0422126430 and get the best rates AND also get paid cash into your bank account every month. Doesn’t that sound great?
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Are you a First Home Buyer, but confused about all the Government Grants available?

It can all be a bit confusing when you are buying your first home trying to work out what you are entitled to, from all the government grants available out there. You may be eligible for:

  • First Home Owner’s Grant of $10,000
  • Exemptions from Stamp Duty (varies from state to state)
  • Homebuilder’s Grant of $25,000
  • First Home Loan Deposit Scheme – where you only need to find 5% of the deposit and the government guarantees the rest.

That’s where we come in. Our professional mortgage brokers can assess your individual situation to work out what you are entitled to and then recommend the most suitable loan for you. We can also help you through the loan application process so that you don’t have to. Join the hundreds of thousands of people who enjoy the personalised service that mortgage brokers pride themselves on.

Don’t hesitate! Call us today on 0422126430 and have a confidential chat to one of our specialist brokers.

 

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Looking for a car loan? Fast response times to your application.

We know that once you find your dream car, you will be looking for finance quickly before the deal gets away on you.

iShare Cashback Mortgage Brokers have access to lenders who are now offering highly competitive rates for car loans – and fast response times, usually same day answer on your application!
Whether you are buying a new or used car or looking for a better rate to refinance your existing car loan, let us do the legwork and find the right loan for you.

Call us for a chat today or check out our website isharebrokers.com.au for more information.
Email [email protected]

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Looking for a car loan? Fast response times!

We know that once you find your dream car, you will be looking for finance quickly before the deal gets away on you.  iShare Cashback Mortgage Brokers have access to lenders who are now offering highly competitive rates and fast response times – usually same day answer on your application!

Whether you are buying a new or used car or looking for a better rate to refinance your existing car loan, let us do the legwork and find the right loan to suit you.

Call us for a chat today on 047890800

Website isharebrokers.com.au

Email [email protected]

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