There is now a growing acceptance of using reverse mortgages to allow people to continue to live a comfortable lifestyle and still stay in their own homes.

Accessing a Reverse Mortgage helps retirees who are struggling with the cost of living to make ends meet and stay in their own home where they’re happier, healthier and have close family memories and community connections.

If you think a Reverse Mortgage might work for you, please contact us today to find out more.

This is what some of our customers are saying about why they took out a Reverse Mortgage instead of downsizing.

– it met their immediate financial needs

– they were able to stay in the same community

– benefitting from potential increase in property values.

And the top purposes were:

1. Home improvements for comfort

2. Provide extra income

3. Essential home repairs and renovations

4. Car purchase or repair

5. Consolidation debt

If you want to find out more about how a Reverse Mortgage could work for you, please contact us today at iShare Cashback Mortgage Brokers

If you have just purchased a new home or refinanced, it is important to now look at your insurances. Let our Insurance Experts look at your existing policies to see if they are current in light of your new debt.

Policies for Life Insurance, total and permanent disablement, trauma and critical incident and income protection, can all be taken care of inside your Superannuation. This means that you do not need to find any additional funds out of your own cash.

Our Insurance experts will look at getting you the lowest premiums with the highest coverage, and, as a guide, savings are generally 30% on your annual premium.

If you would like to save money on your annual insurance premiums, contact us today for a free complimentary risk review.

 

 

Are you looking to buy an investment property in QLD?

With record low rental vacancy rates at the moment, it may be time you considered looking at an investment property. We have partnered with a leading Residential Property Group in QLD who have a large list of stock available now. They have access to all types of housing as well, whether it be new or established houses, units/apartments, townhouses or house and land packages. Once you find your investment property, we can look at finding you the right home loan. One option could be to unlock the equity in your residential home to pay for the deposit.

Call us today and we can put you in touch with our partner who can show you the full list of properties available.

We are currently experiencing a rental crisis and with Migration Worker levels expected to rise in 2023, now is the perfect opportunity to buy an investment property.

Let the Mortgage Brokers at iShare show you how you can use the Equity in your home to buy and investment property today. We can quickly assess your situation and work out how much you can borrow and afford to repay.

Then we can put you in touch with our Investment Property Partners who will help you find the perfect property with the best returns from their great range of reasonably priced investment stock. You can choose from brand new house & land packages, dual occupancy or apartments and townhouses.

Call us today for a chat to see how this would work for you.

One of our clients recently made huge savings on his premium by having an Insurance Professional look at his policies.

Contact us today to find out how you can save money right now on your premium as well.

Are you retired but find you need extra money to help pay for that special holiday you have always wanted but couldn’t afford? Maybe you would like to carry out some much-needed home renovations, or purchase a caravan or motor home to go travelling around Australia?

Then why not consider a Reverse Mortgage to help you during these special times?

A Reverse Mortgage can unlock equity in your home for any worthwhile purpose, such as home improvements, living expenses, purchase a new car, pay medical costs or for travel and holidays. If you need extra money to live on, you can even arrange to receive scheduled payments, such as weekly, fortnightly, or monthly.

With a Reverse Mortgage you can continue to live in your own home for as long as you wish. No repayments need be made on the loan until the house is sold.

Call iShare today and speak to a professional Mortgage Broker today to find out how this all works.

If you do, then you need to contact iShare Cashback Mortgage Brokers straight away. Not only will we search for a better deal for you, but you can also take advantage of our Cashback Refund offer.

With our Cashback Offer we refund all the trailing commissions we receive from the bank each month into your bank account. You can have this paid directly into your Loan Account if you like, which reduces the amount of interest charged. Or they can be paid directly into a bank account of your choice. This model of refunding trail commissions is endorsed by the Barefoot Investor, Scott Pape, in his finance education books “The Barefoot Investor – The only money guide you’ll ever need”

The majority of mortgage brokers keep this commission, but we like to give it back to our clients as a gesture of goodwill.

Call iShare today and join the many happy clients who receive something back from the banks, for a change.

If you are employed in either the Education or Healthcare sector, then we have a lender who is offering up to 85% LVR, with no LMI charged. And if you are haven’t been able to save up the full 20% deposit towards your home loan, this may be the loan for you.

The offer extends to a broad range of occupations including teachers, nurses, dentists, dental nurses, physiotherapists, pharmacists, optometrists, paramedics, personal care workers, massage therapists and veterinary doctors. (Just to name a few, contact us if you want to check if your job is on the eligibility list)

The lender is offering a low interest rate for this Owner Occupied (OO) home loan product, with principal and interest (PI) repayments.

Call us today on 0478908007 to find out more.

For many people over 60, the majority of their wealth is tied up in residential property – and in some cases, they might be carrying mortgage debt into retirement.
 
A Reverse Mortgage can unlock equity in your home to consolidate debt to free up cash flow, remove stress and provide peace of mind. Or you can use this money to help fund your lifestyle in retirement. You can spend it on home improvements, day-to-day expenses, buy a new car, medical costs or for travel and holidays. As well as an initial advance, you can also use the money as a regular weekly, fortnightly or monthly advance.
 
One of the best things about a reverse mortgage is you can continue to live in your home for as long as you wish while enjoying the benefits of the community, social networks and family memories it provides. You remain the owner of your home, thereby benefiting from any potential increase in property value.
 
If you think a reverse mortgage might be something you would be interested in, contact Allen at iShare Brokers today on 0478908007.