Click on the link below to see if you qualify under the Government’s First Home Loan Deposit Scheme. It’s for first home buyers who are finding it hard to save up the 20% deposit. All you need to have is 5% deposit and, if you qualify under the scheme, then the government will guarantee the balance of the deposit.

Click on this link now to see if you are eligible : https://www.nhfic.gov.au/what-we-do/fhlds/eligibility/

iShare Cashback Mortgage Brokers have the main lenders for the Scheme on our books – NAB, Westpac and MyState Bank, and they are offering great rates at the moment, some as low as 2.88% for a 2 year fixed loan.

Give the guys at iShare a call today on 0422126430 to find out about making an application.

Refinancing your property can be quite challenging. The chance to receive a cash bonus when you refinance your home loan could make that move just a little bit easier.

At the moment there are some exciting cashback deals available out there for homeowners who want to refinance their home loan, for whatever reason.

Some of the best offers are:

$4000 from NAB

$2000 from Westpac

$2000 from St George

$2000 from Suncorp

Special conditions apply regarding eligibility and lending criteria so call the guys at iShare today on 0422126430 to find out the specific details.

Our business is built through word of mouth recommendations for doing a great job. You could earn a gift voucher or cash up to $250 for recommending our services to your family, friends or even work colleagues. Call 0422126430 and speak to one of our friendly team to find out more.

If not ……… why not??

Check out the latest discounted deal from Adelaide Bank

           2.98%p.a.

Variable ~Owner Occupied ~ P&I ~100% offset ~LVR <80%

            PLUS

If you take up the cashback offer from iShare Cashback Mortgage Brokers your effective rate will be

            2.83% p.a.

But hurry!!  Applications must be submitted to Adelaide Bank by 29 February 2020.

Call Penni at iShare Cashback Mortgage Brokers today on 0422126430 to see if this is the right loan for you.

In his book The Barefoot Investor, The Only Money Guide You’ll Ever Need Updated 2019, best selling author Scott Pape endorses the cashback mortgage broking model (page 206 in the book) used by a select number of mortgage brokers in Australia. Generally, brokers receive both an upfront commission and trailing commission, both paid by the lending organisation i.e. bank.

Most brokers keep both these commissions.

But under the cashback model, the broker refunds the trailing commission back to their clients, helping them to pay off their home loan sooner.

iShare Cashback Mortgage Brokers refund all trailing commissions back to their clients every month, at no cost to you.

Call iShare today on 0422126430 and speak to our experienced brokers to help you find the best deal for your home loan.

Or visit our website https://isharebrokers.com.au/for more information on our broking service.

Are you struggling to save a deposit to buy your First Home?
OR
Just can’t save the full 20% deposit for your dream home?

Why not let the Federal Government help you into your first home, through their First Home Loan Deposit Scheme?

What will happen….

From 1 January 2020, eligible first home buyers with a 5% deposit can get a home loan without paying lenders mortgage insurance (LMI). This LMI premium is normally payable on any loan where the applicant needs to borrow more than 80% of the purchase price + costs.

There are certain eligibility criteria that must be met before you can apply for this particular scheme, so you need to get in early to see if you qualify!

The scheme is limited to only 10,000 borrowers each year!!

So….don’t delay – call a home loan expert today at iShare Cashback Mortgage Brokers on 0422126430 to discuss your plans to purchase and more information regarding the scheme.

The banking royal commission has recommended that the trail commissions paid to mortgage brokers be abolished in the future. iShare Cashback Mortgage Brokers already rebate these commissions to their clients as part of their Cashback Model, unlike the majority of brokers who keep these commissions. By iShare rebating these commissions to their clients allows them to pay down their mortgages sooner.

We understand that those trail commissions already in the system will be honoured and will continue to be paid. So its business as usual for iShare Cashback Mortgage Brokers who will continue to return these to their clients until the legislation is changed to reflect otherwise.

So if you are looking at purchasing that dream home or refinancing your existing loan this may be the perfect time for you to talk to us.